:root{
  --blue:#0b3a78;
  --blue2:#1f6feb;
  --gold:#caa24a;
  --gold2:#f2d28c;
  --ink:#0b1220;
  --muted:#54627a;
  --bg:#f6f8fb;
  --card:#ffffff;
  --border:rgba(16,24,40,.12);
  --shadow:0 14px 40px rgba(16,24,40,.10);
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,Cantarell,"Helvetica Neue",Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.55}
a{color:inherit}
.container{width:min(1140px,92vw);margin:0 auto}
.topbar{
  background:linear-gradient(90deg, rgba(11,58,120,.95), rgba(31,111,235,.90));
  color:#fff; font-size:13px;
}
.topbar .inner{display:flex;justify-content:flex-end;gap:18px;align-items:center;padding:10px 0;flex-wrap:wrap}
.icon{width:16px;height:16px;display:inline-block;vertical-align:-3px;margin-right:6px;opacity:.95}
.nav{
  position:sticky;top:0;z-index:10;background:rgba(255,255,255,.86);
  backdrop-filter: blur(10px);
  border-bottom:1px solid var(--border);
}
.nav-inner{display:flex;justify-content:space-between;align-items:center;gap:14px;padding:12px 0}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand img{height:46px;width:auto;display:block}
.nav-links{display:flex;gap:10px;flex-wrap:wrap;align-items:center}
.nav-links a{padding:8px 10px;border-radius:12px;text-decoration:none;color:var(--muted);border:1px solid transparent}
.nav-links a:hover{border-color:var(--border);color:var(--ink);background:#fff}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  padding:10px 14px;border-radius:14px;text-decoration:none;cursor:pointer;
  border:1px solid rgba(202,162,74,.45);
  background:linear-gradient(135deg, rgba(202,162,74,.18), rgba(242,210,140,.12));
  color:var(--ink);
  box-shadow: 0 10px 24px rgba(202,162,74,.12);
  transition:.15s transform,.15s filter;
}
.btn:hover{filter:brightness(1.02)}
.btn:active{transform:translateY(1px)}
.btn.primary{
  border-color:rgba(11,58,120,.35);
  background:linear-gradient(135deg, rgba(11,58,120,.92), rgba(31,111,235,.88));
  color:#fff;
  box-shadow: 0 14px 28px rgba(11,58,120,.18);
}
.btn.primary:hover{filter:brightness(1.03)}
.hero {
  position: relative;
  background: linear-gradient(
    90deg,
    rgba(11, 58, 120, 0.95),
    rgba(31, 111, 235, 0.85)
  );
  color: #ffffff;
  padding: 70px 0 44px;
}

}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:18px;align-items:stretch}
@media (max-width: 900px){.hero-grid{grid-template-columns:1fr;}}
.h1{font-size:46px;line-height:1.05;margin:0 0 14px;letter-spacing:-.5px}
.p{margin:0 0 16px;color:rgba(255,255,255,.90);font-size:16px}
.hero-card{
  background:rgba(255,255,255,.10);
  border:1px solid rgba(255,255,255,.22);
  border-radius:20px;
  padding:18px;
  box-shadow: 0 20px 44px rgba(0,0,0,.20);
  backdrop-filter: blur(10px);
}
.badge{
  display:inline-flex;gap:10px;align-items:center;
  padding:7px 10px;border-radius:999px;
  background:rgba(202,162,74,.20);
  border:1px solid rgba(242,210,140,.35);
  color:#fff;font-size:12px;margin-bottom:12px
}
.dot{width:8px;height:8px;border-radius:99px;background:var(--gold2);box-shadow:0 0 0 4px rgba(242,210,140,.20)}
.section{padding:34px 0}
.card{background:var(--card);border:1px solid var(--border);border-radius:20px;padding:18px;box-shadow:var(--shadow)}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
@media (max-width: 900px){.grid{grid-template-columns:1fr;}}
.feature h3{margin:4px 0 6px;font-size:16px}
.feature p{margin:0;color:var(--muted);font-size:14px}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:16px}
@media (max-width:650px){.kpis{grid-template-columns:1fr;}}
.kpi{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22);border-radius:18px;padding:14px}
.kpi .num{font-size:16px;font-weight:700}
.kpi .lbl{font-size:12px;color:rgba(255,255,255,.90)}
.hr{height:1px;background:var(--border);margin:18px 0}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media (max-width: 800px){.form-row{grid-template-columns:1fr;}}
label{display:block;font-size:13px;color:var(--muted);margin:0 0 6px}
input,textarea{
  width:100%;padding:12px 12px;border-radius:14px;border:1px solid var(--border);
  background:#fff;color:var(--ink);outline:none
}
input:focus,textarea:focus{border-color:rgba(31,111,235,.5);box-shadow:0 0 0 4px rgba(31,111,235,.12)}
textarea{min-height:120px;resize:vertical}
.small{font-size:12px;color:var(--muted)}
.notice{
  border-left:4px solid rgba(202,162,74,.70);
  background:linear-gradient(135deg, rgba(202,162,74,.12), rgba(242,210,140,.10));
  border:1px solid rgba(202,162,74,.22);
  padding:12px 14px;border-radius:16px;color:var(--ink)
}
.footer{padding:28px 0 34px;color:var(--muted);font-size:13px}
.footer a{color:var(--muted);text-decoration:none}
.footer a:hover{color:var(--ink)}
ul.clean{padding-left:18px;margin:8px 0}
li{margin:6px 0}
code.inline{background:rgba(11,58,120,.06);border:1px solid rgba(11,58,120,.14);padding:2px 6px;border-radius:8px}
.background-text,
.hero::after {
  display: none !important;
}